There may be ways for you to save tax for yourself and your family. We will advise you on the most straightforward and efficient way to go about planning your lifetime estate.

You may also be considering living with other family members, either in a "granny flat" or within the household and may be thinking to make a joint purchase or contribute capital towards a purchase. There may, however, be legal and tax implications that you have not considered and before proceeding it is prudent to take legal advice.

We will advise on:

• Lifetime capital tax planning
• Lifetime tax planning through the use of trusts
• Making regular gifts out of income
• Utilising annual allowances
• Shared accomodation